Proficient Note Buyers
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February 04, 2008
My Dilemma as a Mortgage Note Buyer
Writing a blog once a week doesn't sound that hard. Throw out a few musings, complain about the worsening economy, and wait for next Monday to roll around with more of the same. This week, I'm pledging to search for the bright side, since dwelling on the negative simply isn't my nature.

As a mortgage note buyer, I speak with many different people in many different circumstances. Some are tire-kickers when it comes to selling their note - they'd just like to know what it's worth - they don't necessarily need cash right now. Others have an alternative investment that they'd like to pursue. Still others have a definitive cash need - a child's college tuition, wedding, unforeseen medical expenses, or a job loss.

My favorite part of buying notes is helping people. I really do enjoy the phone conversations I have with our customers, figuring out how best to meet their needs. My job is to listen, to be part financial advisor, part confidant, part counselor. Only when I know a customer's needs can I begin to search for solutions.

There isn't much we can do about the economy, or the stock market, or the real estate market. We can, however, help provide peace of mind when situations arise requiring a quick infusion of cash.

Everything is cyclical - peaks and valleys are part of life. Believe what you want about how bad things are or how bad things are going to get. Just know that the sun will come out tomorrow. It always does. The economy will eventually turn around. Markets will be back on the rise someday. Until then, keep your nose to the grindstone, think positively, and take it one day at a time.


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Our efforts stay focused on note holders. If you are a note finder, a note broker, or anyone other than the actual note holder, please do not contact us.

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